The fiscal 2020 budget shortfall totaled $3.13 trillion as the Trump administration added another $124.6 billion to the deficit in September, according to the latest Monthly Treasury Statement.

That more than doubles the previous record deficit of $1.4 trillion set during the Obama administration at the height of the Great Recession.

The fiscal year ended on Sept. 30. Revenues were basically flat on the year, falling slightly from $3.46 trillion in FY2019 to $3.42 trillion. But total spending soared, coming in at $6.55 trillion. That compares with $4.45 trillion spent in fiscal 2019.

The national debt surged above $27 trillion on Oct. 1, and it has grown by over $7 trillion since President Trump took office. That equals $217,612 of debt for every American taxpayer.

When Trump moved into the White House in January 2017, the debt stood at $19.95 trillion. Itย topped $22 trillion in February 2019.ย  That represented a $2.06 trillion increase in the debt in just over two years. By November 2019, the debt had eclipsed $23 trillion.

Theย debt-to-GDP ratio currently stands at 137.21 percent. Despite the lack of concern in the mainstream, debt has consequences. Studies have shown thatย a debt to GDP ratio over 90 percentย retards economic growthย by about 30 percent. This throws cold water on the Republican mantra โ€œwe can grow ourselves out of the debt.โ€

A big chunk of the excess spending in FY2020 came courtesy of the $2.2 trillion CARES Act. But the Trump administration was already spending money at a near-record clip before the pandemic. The coronavirus spending simply exacerbated an already out of control federal spending problem.

Last year,ย the Trump administration ran a $984 billion deficit. At the time, it was the fifth-largest deficit in history. This goes to show that the federal government had a major spending problem before the pandemic. In fact, through the first two months of fiscal 2020, the deficit was already 12 percent over 2019โ€™s huge Obama-like number and was on track to eclipse $1 trillion. Prior to 2020, the U.S. government had only run deficits over $1 trillion four times, all during the Great Recession. We were approaching that number prior to the pandemic, despite what Trump kept calling โ€œthe greatest economy in the history of America.โ€

No matter what happens in the 2020 election, the borrowing and spending will almost certainly continue unabated. The Democrats have proposed another $3 trillion stimulus plan. The Republicans have pushed for a slightly lower number. But as market analyst Peter Schiff said in a podcast, the Republicans have conceded the argument when it comes to a principled opposition to stimulus. The debate has devolved to how much to spend and where to spend it. โ€œI knew the Republicans lost the argument the minute they accepted the false doctrine that stimulus is good,โ€ Schiff said.

Basically, were arguing the Democratsโ€™ point that government spending helps the economy, that deficits donโ€™t matter, that printing money doesnโ€™t matter, that we can have all the government we want. We donโ€™t even have to pay for it as long as the Federal Reserve prints the money. So, the minute they accepted the Democratsโ€™ argument, they lost.โ€

According toย a recent CBO report, on the current trajectory, the size of the national debt will be nearly double the size of the U.S. economy by 2050.

Itโ€™s easy to simply shrug off the debt. People have been warning about it for years. But itโ€™s not a problem until it is.ย Debt is neither free nor is it irrelevant.

At some point, somebody has to pay for all this. As the saying goes โ€“ thereโ€™s no such thing as a free lunch. We are all on the hook for the massive bill. We (and our children and grandchildren) will pay for this down the road โ€“ either through higher taxes or higher inflation โ€“ most likely both.

Mike Maharrey