“The year was 1910. A small group of the wealthiest and most powerful bankers in the world, along with a couple of people in the government, held a secret meeting on Jekyll Island, in Georgia, to plan the ultimate bank called the Federal Reserve. This bank – this creature – has one main power, and a very sinister one: The power to actually make unlimited amounts of new money.”

Connor Boyack’s newest offering in the Tuttle Twins series is an adaptation of the complex ideas found in The Creature from Jekyll Island: A Second Look at the Federal Reserve, by G. Edward Griffin, written especially for children.

It is a short story recounting the experiences of the Tuttle twins, Ethan and Emily, as they bring their honey to market. During the trip, the kids overhear Grandpa Tuttle having a discussion with their father about how his savings is being stolen by a creature and how his money doesn’t go as far as it did in the past. This plants a seed in the twins’ minds and they contemplate what this overheard discussion means. Grandpa Tuttle later tells a brief story explaining what the creature actually is and what it has done to his money.

Boyack tells the story in a brief and enjoyable manner that makes complex ideas very easy for children to grasp. Parents who may not have any idea about what the Federal Reserve does and the problems it creates will also find the book informative.

The Federal Reserve was established, in secret, on an island in Georgia in 1910. The Federal Reserve Board of Governors is appointed by the president and confirmed by the Senate. The members serve 14-year terms and currently can not be removed.

The Constitution authorizes no such system.

Practically speaking, the biggest issue created by the FED is the constant devaluation of the dollar. The Federal Reserve can inflate or deflate the currency on its own whim and this impacts all of us in disastrous ways with no rhyme or reason. The Tuttle Twins and the Creature from Jekyll Island does an outstanding job of illustrating this reality. Boyack excelled at making the very complex and obtuse understandable even for children.

ttcreature_smallSo, what can we do about it?

William Greene submitted a paper to the Mises Institute entitled, “End the Fed from the Bottom Up” which outlines steps we can take to eliminate the sinister actions of the Federal Reserve. The remedy is to begin implementing the Constitutional Tender Act.

This is a bill that can be introduced at the state level that, if passed, would return to the provisions found in Article 1, Section 10 of the Constitution. This article states, in part, “no state shall…make any thing but gold and silver coin a tender in payment and debts.”

According to Greene, “Upon going into effect, the Constitutional Tender Act would introduce currency competition with Federal Reserve Notes, by outlawing their use in transactions with the State. Over time, as residents of the State use both Federal Reserve Notes and silver and gold coins, the fact that the coins hold their value more than Federal Reserve Notes do will lead to a ‘reverse Gresham’s Law effect’, where good money(gold and silver coins) will drive out bad money(Federal Reserve Notes).”

After rendering the Federal Reserve effectively impotent and powerless, this would eventually lead to a public outcry to eliminate the Federal Reserve altogether.

The 10th Amendment

“The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.”



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